qualorienvexo - Personal Finance Management

Cookie Policy

Understanding how qualorienvexo uses tracking technologies on qualorienvexo.sbs

This comprehensive policy explains how qualorienvexo utilizes various tracking technologies to enhance your experience on our budgeting platform. We believe in transparency about our data collection practices and your control over these technologies.

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites store on your device to remember information about your visit. When you access qualorienvexo.sbs, we use several types of tracking technologies including HTTP cookies, local storage, session tokens, and web beacons to improve functionality and understand user behavior. These technologies help us deliver personalized budgeting tools and maintain your preferences across sessions.

Beyond traditional cookies, we implement pixel tags, web beacons, and similar technologies that collect information about how you interact with our financial planning resources. These tools are essential for providing features like saved budget categories, customized dashboard layouts, and progress tracking for your financial goals.

Types of Tracking Technologies We Use

Essential Functional Cookies

These cookies are necessary for basic website functionality. They enable core features like user authentication, form submission, and security measures. Without these cookies, our budgeting platform cannot function properly or securely process your financial data.

Performance Analytics Cookies

We use analytics cookies to understand how visitors interact with our budgeting tools. This information helps us identify which features are most valuable and where users encounter difficulties in their financial planning journey.

Personalization Cookies

These cookies remember your preferences and settings to provide a customized experience. They store information like your preferred currency display, budget categories, and dashboard layout to make your return visits more efficient.

Marketing and Communication Cookies

We use these cookies to deliver relevant educational content about budgeting and financial planning. They help us understand which resources are most helpful and ensure you receive information aligned with your interests.

How We Use Your Data

Maintaining your login session and remembering your account preferences
Personalizing your budgeting dashboard and financial planning tools
Analyzing website performance to improve our platform's functionality
Providing relevant educational content about financial management
Ensuring security and preventing unauthorized access to your financial data
Remembering your preferred settings like currency format and notification preferences
Tracking your progress through our learning programs and budgeting courses
Delivering technical support and troubleshooting assistance when needed

Data Retention and Storage

We retain cookie data for varying periods depending on their purpose. Session cookies are deleted when you close your browser, while persistent cookies may remain on your device for up to two years. Essential cookies required for platform functionality are kept for the duration of your account activity, while analytical cookies are typically retained for 13 months.

Your personal preferences and customization settings are stored securely and maintained as long as your account remains active. If you decide to delete your account, we remove all associated cookie data within 30 days, though some anonymized analytical data may be retained for platform improvement purposes.

Your Rights and Control Options

Browser Settings

You can modify your browser settings to block, delete, or receive notifications about cookies. Most browsers allow you to control cookies through their privacy settings menu.

Selective Consent

While essential cookies are required for platform functionality, you can choose to accept or decline optional cookies like analytics and marketing cookies.

Data Access

You have the right to request information about what data we collect through cookies and how it's used in relation to your account.

Data Deletion

You can request deletion of your cookie data at any time by contacting our support team or using your account settings.

Managing Your Cookie Preferences

To manage cookies in your browser, access your browser's settings or preferences menu. In Chrome, go to Settings > Privacy and Security > Cookies and other site data. For Firefox, navigate to Options > Privacy & Security > Cookies and Site Data. Safari users can find cookie controls in Preferences > Privacy. Edge users should go to Settings > Cookies and site permissions.

Please note that disabling essential cookies may limit your ability to use certain features of our budgeting platform. However, you can still access most educational content and basic functionality even with restricted cookie settings. We recommend keeping functional cookies enabled for the best user experience.

Third-Party Cookies

Our platform may include third-party services that set their own cookies. These include analytics providers, educational content partners, and security services. We carefully select third-party providers who comply with privacy regulations and maintain high data protection standards. You can learn more about these services and their cookie practices through their respective privacy policies.

Updates to This Policy

We review and update this cookie policy regularly to reflect changes in our practices and regulatory requirements. When we make significant changes, we'll notify you through your account dashboard or via email. We encourage you to review this policy periodically to stay informed about how we use cookies and similar technologies.

Questions About Our Cookie Policy?

Address: Jalan 14/44, Kawasan Perindustrian Mara, 16100 Kota Bharu, Kelantan, Malaysia
Phone: +6078223027
Email: info@qualorienvexo.sbs

Last updated: January 2025